When operating any motorized vehicle in Mississippi, insurance is a necessity.
If you’re dealing with commercial trucks, a substantial amount of insurance is required, but it doesn’t have to be excessively expensive.
Barbee Jackson Insurance, a major player in commercial truck insurance, insures over 1,000 semi-trucks and box trucks.
Many opt for Barbee Jackson Insurance due to our ability to provide competitive rates and comprehensive coverage options
. Kickstart your Mississippi Trucking Insurance quote by calling (850) 389-2001 today.
Requirements for Mississippi Commercial Truck Insurance
- General Freight: $750,000 CSL
- Household Movers: $300,000 CSL and Cargo $10,000
- Hazmat: $5,000,000
- Oil Transport: $1,000,000
Covering Various Commercial Trucking Types
Our insurance caters to a range of commercial trucking types, including but not limited to:
- General Freight
- Household Movers
- Refrigerated Goods
- Ag Haulers
- Log trucks
- Dump Trucks
- Tow Trucks
- Box Trucks
- Auto Haulers
- Livestock Hauler
- Seafood Distributors
- Vehicle Fleets
Securing a Mississippi Trucking Quote
We collaborate with leading commercial truck insurance companies, saving you time and money. To swiftly obtain a quote, provide us with the following details:
- Department of Transportation Number (DOT)
- Owner Information: Name, date of birth, home address, and driver’s license number
- Driver Information: Name, date of birth, and driver’s license number
- Vehicle Information: VIN and the desired insured amount for the truck
- Radius of Operation
- Motor Carrier (MC) if planning to cross state lines
Get on the road with confidence, backed by Barbee Jackson Insurance’s expertise in Mississippi Commercial Trucking Insurance.
What is the Cost of Commercial Trucking Insurance in Mississippi?
The pricing for commercial trucking insurance in Mississippi varies among vehicles transporting the same cargo.
This discrepancy arises due to the intricate rating systems employed by insurance companies, which factor in numerous variables to calculate premiums.
Key contributors to Trucking Insurance Costs encompass elements like credit score, VIN, driving history, age, and more.
For instance, in a recent case from 2023, an owner-operator engaged in hauling building materials within a 100-mile radius, with cargo valued at $50,000 and liability coverage amounting to $1 million.
The annual premium for this particular operation totaled $9,378.
Also read: A Complete Guide To BIPD Insurance Trucking
Insurance Coverage Options
Combined Single Limit (CSL)
CSL consolidates bodily injury and property damage into a single limit, deviating from the bifurcated limits seen in personal auto insurance that segregates property damage and bodily injury coverage.
Physical Damage
Physical Damage coverage mirrors comprehensive and collision coverage in personal auto insurance.
Comprehensive addresses “Natural Events,” including weather-related incidents and accidents involving animals.
Collision encompasses other scenarios, such as vehicle theft and accidents involving other vehicles and property.
Cargo Liability
Cargo liability pertains to damage sustained by the cargo being transported. Unlike a broad coverage, specific coverage amounts need to be specified for this type of insurance.
Commercial General Liability
This coverage is often requested by those hauling building materials, especially when equipped with a forklift attached to the trailer for material transfer at the job site.
While auto liability covers the truck, General Liability Insurance is essential for the forklift’s operations on the job site.
Workers Compensation
Workers Comp is typically mandated when there’s a workforce beyond just the owner-operator.
Geared towards covering employee injuries, Workers Comp is designed to alleviate costs associated with workplace injuries.